Grow Up.

Ok, I'm gonna bitch for a minute.  I am sick and tired of seeing people complaining about how much debt you're going to be in to go to college.

Having said that, the interest rates are ridiculous and there should be more regulation on it.  For instance, I have a Sallie Mae loan for one class.  I borrowed $2,000 for the class.  When it is finally paid for it's going to cost me twice that to pay it off.  That's just one class.  Also, because they aren't really federally regulated student loans....there is no cap on the interest they can charge AND they can change the interest rate whenever they want without telling me. So,essentially, a small $2,000 loan could end up costing whatever Sallie Mae wants to collect on it.

Do I think that the cost of an education is ridiculous?  Yes.  Do I think that the interests rates should be ridiculously low so that EVERYONE can go back to school?  Yes.  Do I think that people that make the choice to go back to college should have some accountability for that decision?  Yes.  There is no such thing as a free-ride for a college education unless you are an insanely talented athlete or a super genius, which, most of us aren't.  So, have some friggin' accountability.  If you don't take the time to shop around and find the best rate on the best terms, THAT'S YOUR BAD.

So, should college be cheaper, thereby making it more accessible to everyone, thus creating a more viable workforce?  Absolutely.  Should we, as adults, not have to have any responsibility for the choices WE make?  No.  I am 31, and my education is important because I want a better future for myself and my son.  It is also going to be very expensive.  However, I knew it was going to be expensive BEFORE I signed the paperwork.  If you don't understand most of your financing, you probably shouldn't go to college.

That is all.